What is a Personal Injury Claim?

A personal injury claim is a claim where you were physically injured due to someone else’s carelessness. See Proof: Whose Fault Is It? If only your car was banged up, you do not have personal injury claim. That is, a property damage claim. But if both you and your car were injured, then you have a personal injury claim and a property damage claim.

So, there are two parts to a claim: (1) personal injury, i.e. physical injuries to your body; (2) property damage; i.e. damage to your automobile or other property. These claims are generally addressed separately with the insurance company