What is a Personal Injury Claim?

The insurance adjuster works for the insurance company—not for you. Their job is to keep money for the insurance company.

Tactics used by Insurance companies:

1. Delay.
2. Confusing those who have claims. 
3. Disputing medical treatment.
4. Acting like your friend and making false promises.

The adjuster’s goal is to settle for as little money as possible. Therefore, you should be very cautious in relying on the adjuster to estimate the value of your claim.

Some adjusters may attempt to settle your bodily injury claim before you have been released from treatment. There are some companies that will contact you within 24 hours of reporting the accident, attempting to get you to settle your claim for a small amount. It is usually best to find out the extent and nature of your injuries and complete treatment, before you consider settlement. What Is a Personal Injury Claim

Remember that you and the insurance company are on opposite sides. Both sides have different goals. You want what is best for you and they want what is best for them. When you understand how things work, it is much easier to achieve what is best for you. What you don’t know about the personal injury claims process can hurt you.