Personal Injury is a common term used to refer to a physical injury or death sustained from a car accident, semi truck accident, motorcycle accident, drunk driving accident, motor vehicle accident, driving accident, fatal accident, road accident or death accident.  Accident:  Car Accident, Semi Truck Accident, Motorcycle Accident, Drunk Driving Accident, Motor Vehicle Accident, Driving Accident, fatal accident, road accident, and death accident; Common Terms Referring to Personal Injury.

Each state has its own laws regarding the damages that an accident victim can claim.  A person injured by the carelessness of another has a right to compensation for lost wages, pain and suffering, and reimbursement of medical bills.  Car accident victims do not always realize that even if the person at fault is uninsured, they may still be able to recover from their own insurance policy. 

There are numerous factors that can contribute to a car accident resulting in your injury.  Distraction, driving while drinking alcohol, weather, and speeding are some of the factors that can contribute to a motor vehicle accident. 

Immediately after the accident, sometimes within just a few hours, you will be receiving calls from the insurance company adjuster eager to ask you some questions and obtain a taped statement from you about the accident. The adjuster may make you an offer, sometimes immediately after the accident, to settle your claim.  It is important to note you may not realize the extent of your injuries until days after the accident or you may experience a relapse.  The insurance company's goal is to save the insurance company money and pay you as little money as possible to settle the claim. 

Insurance Tactics

The insurance company may have offered to settle your claim by offering you money. The insurance company may ask you to sign a few forms so they can get your records and “handle everything for you.”   These  offers are very tempting tempting. But in accepting the offer, you will be required to sign a release form.  In signing this form, you are forever releasing the insurance company and the driver who caused the wreck from any further obligation to you.  If you sign this release form before you are released from medical treatment, you will be the one who is responsible for the remainder of your health care bills and anything else related to this accident.   If you have a   personal injury due to a car wreck, you should be absolutely certain you are finished treating before you sign any forms. 

Get my free book, written by an Arkansas Accident Lawyer,    "Don't Wreck Your Injury Claim."  Hopefully you will find it will give you some valuable information to consider on your own time BEFORE you hire a lawyer and before you talk to the insurance company’s adjuster. 

DISCLAIMER: Remember, this book is not intended to give legal advice and nothing in this book is legal advice. Obtaining this book from me does not create an attorney-client relationship between us. I do not sign up everyone who calls my office that has been involved in an accident.  As an Arkansas Lawyer, I offer this book as an educational service.

Contact an Accident Lawyer at Law Offices of Lisa Douglas.